Structured investment products are complicated beyond many including qualified financial advisers. If you were to read the below link on Equity-linked notes (ELN) e.g. Pinnacle Notes.
Do you really understand structured products?
http://www.asiaone.com/Business/My%2BMoney/Starting%2BOut/Investments%2BAnd%2BSavings/Story/A1Story20070814-21882.html
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