Bank Lodgements VS Credit Transfers

What is the difference between Bank Lodgements and Credit Transfers?

Credit Transfer: Refers to a payment mode in which an amount of money (credit) is transferred directly from one account to another, in the same or different bank.

Then what is Bank Lodgement?

If the lodgement is brought forward to the branch of the same branch as the account to be credited, then it is a Bank Lodgement. If it is brought to another branch or bank, other than the account-holding branch, for transmission to the account-holding branch, then it is a Credit Transfer.

However, it looks like Credit Transfer is often used loosely for all.